Disclaimer

Whilst every effort is made to ensure that the information within this site is correct, we cannot accept any responsibility for any errors or omissions by either ourselves or third parties. The fact that information or services are shown on this site does not necessarily mean that:

• you should rely on the information
• the services that we provide are suitable for you
• the services are still available the services may not have changed

Any opinions expressed are our own views at the time of writing and are subject to change without notice. We, nor connected parties, accept responsibility for any direct or indirect or consequential loss suffered by any party as a result of any action taken, or not taken in reliance upon the content of this site.

Failure to pay premiums may result in the contract being terminated and contributions paid being lost. Most protection policies have no maturity or surrender values. Payout from the policy will only occur on the basis of specified events as detailed in the agreement.